Stupid Insurance company

[taerowyn]

So, as some of you know I had some surgery in June. Insurance covered it as it was for health reasons. Well, part of the scar tissue is all bunched up and big. Now that all the healing is done, my surgeon says he can just do a little "nip and tuck" to fix that. It's no big procedure, just an out patient thing, slice it open a little and a few stitches, but still...needles and scalpels and stitches oh my! So I finally get the nerve up to say, sure, let's do it and the stupid insurance won't cover it because it's for cosmetic purposes.

I realize it's very naive and rose-colored glasses of me to expect otherwise, but I figure if they pay for the initial surgery they should also pay to put me back together as best as possible. GRRRRRRR! So now I am rethinking whether or not I want to go through with it because not only do I have to get up the nerve to go back under the knife, I also have to get up the funds.

Comments

money

[eeyorekdm.livejournal.com]

How much to they charge for a "quick nip and tuck"?

Re: money

[taerowyn.livejournal.com]

I just got the letter from insurance yesterday so once the doctor's office opens I'm going to give them a call.

Re: money

[taerowyn.livejournal.com]

FOUR HUNDRED AND FIFTY DOLLARS!!!!

Sweet bajebus! Thankfully, they're going to try to appeal the insurance decsion. Fingers crossed that it works.

Re: money

[schwa242.livejournal.com]

That's around what I would have guessed. On one hand, I can understand insurance companies not wanting to pay for most cosmetic alterations, but on the other hand, I do think that if they are covering any form of surgery, they should cover whatever it costs to put your body back pretty much the way it was before the surgery.

Then again, removing the scar from where my mole was removed seems a little frivolous. At any rate, I hope they pay for at least some of the cost. Break a leg or you whatever you're supposed to break for luck in this kind of situation.

-- Schwa ---